Health & Retirement Benefits

We advise on individual and group insurance and pension plans. We design, negotiate, and administer high impact health and financial wellness benefit programs.

Group Benefits

Through our employee group benefits and health management services, we help you understand employee needs, options available to the organization and take into account a comprehensive wellness approach. We design, negotiate and administer high impact employee health and financial wellness benefit programs. We:

  • Help organizations achieve cost savings, time efficiencies, employee satisfaction, and improved return on investment (ROI)

  • Assume a leadership role in organizational health benefits and retirement savings plans

  • Communicate with organization leadership, employees and vendors

  • Are a trusted point of contact for prompt, effective handling of health and savings plan issues

  • Offer integration with HRO Core’s other service offerings

Once a plan is implemented, HRO Core can provide a range of support service to manage and administer the plan.

Individual Coverage

HRO Core also provides individuals and business owners with insurance solutions to address individual needs.

In 2022 HRO Core began a new partnership with Blue Cross to provide coverage for:

  • Personal Health Plans: we work with insurers to implement health plans for individuals and their family members.

  • Life Insurance

  • Disability and Critical Illness Insurance

To learn more about our Blue Cross plans, or to get a quote, visit our website.

MGA Partnership

In order to offer enhanced service, knowledge and expertise to our group health benefits clients, in 2020 we partnered with Canada's leading group benefits MGA. This partnership enables HRO Core to leverage the size of one of the largest benefits advisory blocks of business in Canada with over 14 insurance carriers. This partnership also enhances our ability to analyze and negotiate renewals on behalf of our clients to ensure the best rates and coverage.