Part 3 of 8: Group Travel Insurance
What? Group Travel Insurance covers medical expenses when traveling abroad. Plans typically cover 60 days but may cover longer. Similar to health insurance, but used when employees and their family members are out of the country for work of personal travel.
Who? This type insurance provides coverage when traveling outside of the country on work related or personal travel.
Where? Coverage is valid in any part of the world where the employee is working or traveling.
When? Coverage starts once the employee has left the country.
Why? You are insured in case of emergency. Emergency dental care, medical expenses, transportation in case of medical emergency, accidental death benefits, trip interruption, assistance with document replacement and lost luggage are typically covered.
How? Ask your insurance broker to outline travel coverage included in your group plan. You may want to consider adding or changing coverage to suit the needs of management and employees.